Affordable Fertility Care
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Insurance & Financing

Insurance Coverage & Financing Options

When it comes to the cost of your care, Fertility Solutions can help determine the best financial options available. Our financial specialists are extremely knowledgeable about insurance coverage and patient financing. Options vary from state-to-state, so please contact us for more information »

Insurance Coverage

Several states in New England have laws mandating the coverage for advanced infertility testing and treatment, including Connecticut, Massachusetts and Rhode Island. Other states, such as Maine, Vermont and New Hampshire have less favorable laws. In either case, Fertility Solutions will work with you to make sure you take full advantage of what your insurance plan offers so you will require as little out-of-pocket expense as possible.

Fertility Solutions is now able to offer IVF services for all  insurance companies, including our newest addition, Tufts Health Plan. We look forward to providing a full range of ART services to our Tufts Health Plan members and patients on all insurance providers in New England.

We accept all major insurance carriers. For your convenience, we have listed some of the more popular plans below. If your carrier is not listed or if you have any questions regarding insurance coverage, please contact one of our financial specialists »

  • Blue Cross/Blue Shield
  • Tufts
  • Fallon
  • Aetna
  • Cigna
  • Harvard-Pilgrim
  • TriCare
  • United Healthcare
  • Highlander IPA
  • And more...

Patient Financing

Fertility Solutions works with the following financing programs. More information is provided below:


CapexMD specializes in providing patient financing services for all fertility treatment options. Our easy, convenient loan process and competitive rates ensures that the financial aspects of treatment are not an obstacle to achieving your dream of a family. Each loan program is designed to fit your individual circumstances and once approved, our Fertility Loan Specialists will work closely with our fertility center partners to ensure the funds are secured prior to the commencement of your treatment. Learn more »


With over three decades of combined experience in patient lending, Springstone offers affordable payments, an easy online application, and no hidden fees. Springstone’s goal is to help patients receive treatment with affordable payment plans that are an economical alternative to most personal loans & credit cards. Learn more » 

WINFertility Treatment Program

The WINFertility Treatment Program is offered exclusively in New England to Fertility Solutions patients. The WINFertility Program includes both advanced medical treatment and fertility medications in a single, discounted ‘bundled’ price. You must meet criteria for treatment, to be considered for the program. Financing programs are available. Contact us for more details

» Contact our financial specialists to learn more insurance coverage & financing options

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